Stop Vehicle Repossession in Chicago, IL with Bankruptcy | Call our Lawyers at (312) 724-5650


COVID-19 has changed the landscape of Bankruptcy Law in Illinois. Robert J. Adams & Associates remains open to assist you through these challenging and confusing times. We are offering Remote Filings to Facilitate Our Clients.

$0 Up-Front (no down payment)* Your case can be filed almost immediately. Coming to the office is your choice. Many cases filed over the phone and/or by video For Immediate debt relief Call now: (312) 724-5650 *We advance the filing fee for qualified wage earners.

Robert J. Adams & Associates


If you default on your car payments, the lender or dealer won’t wait long to repossess. You do not have to just let this happen! Filing for bankruptcy can stop repossession. Even if the “repo man” has already taken your vehicle, there may be a chance to get it back if you act fast.

If you are in danger of losing your car because of financial problems, the lawyers of Robert J. Adams & Associates can intervene. We have helped hundreds of clients in Chicago and the surrounding communities of Illinois save their cars and get debt relief.

We Can Stop Repossession!

Call us today at (312) 724-5650. Our bankruptcy attorneys can file your petition quickly to prevent repossession or get your repossessed vehicle back. Time is critical. Don’t wait another minute!

How Does Bankruptcy Help?

An auto loan is a secured debt, with your vehicle as collateral. A car title loan (title pawn) works the same way. If you don’t make your payments, the holder of the loan can repossess and take title to your vehicle.

Chapter 13 bankruptcy provides specific benefits to car owners:

  • Filing for Chapter 13 stops repossession. The bank or dealership or third-party repo company cannot take your vehicle or threaten to do so.
  • Chapter 13 can get your repossessed car back if you file within a day or two before the vehicle is auctioned. You will have to pay the arrears and costs.
  • Chapter 13 can restructure your car loan if you owe more than the car is currently worth and you have owned the car for at least 910 days. You payments or interest rate are reduced.
  • In a Chapter 13 plan, your unsecured debts are spread over several years so that you can afford your car payments.

When your car is repossessed, you may still be on the hook for the missed payments AND the remainder of the loan. If you can’t pay the arrears or don’t want the car back, Chapter 7 bankruptcy can discharge your debt to avoid a deficiency judgment.
Chapter 13 can also stop repossession of boats, furniture, appliances and electronics that were financed.

Take Advantage Of Your Options

If you want to stop your car repossession or get your car back in Chicago, IL, our repossession lawyers and attorneys can help you file Chapter 13 bankruptcy. Call Robert J. Adams & Associates in Chicago, IL for repossession, foreclosure defense and discuss your financial issues with our experienced debt relief and bankruptcy attorneys. We have offices located in Waukegan and Lake County, Illinois and we also help clients in surrounding areas. We have experience aiding people with bankruptcy, debt relief, foreclosures, repossessions, paycheck garnishments, collections suits, payday loans, parking tickets, license suspensions, income tax problems and much more. Call (312) 724-5650 today to speak to our experienced vehicle repossession lawyers in Chicago, Illinois. We can get your repossessed car back!

Call For Your Complimentary Consultation
(312) 724-5650