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When you buy a home financed with a mortgage you give the mortgagee two (2) things: A lien on the home; and A Promissory Note (I promise to pay the mortgage company a certain amount of money)

There are reasons why you filed Chapter 13 instead of Chapter 7. Generally, it was to save something like a car or your home when behind on the mortgage.

For individuals filing Chapter 7 or Chapter 13 they have to take a Means Test. What is it? You have to list all the gross income in the family and compare it to certain standards.

You decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline:

Can Personal Income tax be discharged in Bankruptcy: Chapter 7 or Chapter 13?

RED LIGHT AND CAMERA TICKETS Can Chicago Parking tickets be eliminated in Chapter 7? Yes, based on conditions.

Private creditors (like credit card companies and medical bills) have a limited amount of time to collect debts. This article will itemize some of the most common types of debts.

The IRS frequently files tax liens on all property the taxpayer owns in the county where he/she/they reside. Tax liens have a life of 10 years. They can be renewed after 10 years but usually are not.

There are 2 types of questions that people receiving benefits ask:

Often a person is fearful of filing Chapter 7 bankruptcy because he/she/they would lose the personal property. Generally, that is a needless concern. Why? Because there are Personal Property Exemptions.