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If you’re overwhelmed with debt and creditors hounding you, the bankruptcy code offers you two primary ways to achieve that fresh start — through Chapter 13 or Chapter 7.

What to expect after you file Bankruptcy

During the COVID-19 pandemic and resulting lockdowns, many individuals are facing unemployment, or even loss of their business income — leading to stressful financial situations.

The Law Firm of Robert J. Adams & Associates remains open. Even with the COVID-19 pandemic we are helping people file Bankruptcy. Also the Bankruptcy Courts remain open.

In Illinois, property owners including homeowners pay Property taxes (Real Estate taxes) to the county.

When you buy a home financed with a mortgage you give the mortgagee two (2) things: A lien on the home; and A Promissory Note (I promise to pay the mortgage company a certain amount of money)

There are reasons why you filed Chapter 13 instead of Chapter 7. Generally, it was to save something like a car or your home when behind on the mortgage.

You decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline:

RED LIGHT AND CAMERA TICKETS Can Chicago Parking tickets be eliminated in Chapter 7? Yes, based on conditions.

There are 2 types of questions that people receiving benefits ask: