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There are 2 types of questions that people receiving benefits ask:

A few years ago we helped a woman who was in a wheelchair and housebound to file Chapter 13. Most of the work was done over the phone. Then I went to her house to get signature, etc.

Creditors have to first get a judgment before they can garnishment your wages in Illinois. It comes with little or no notice.

Often a person is fearful of filing Chapter 7 bankruptcy because he/she/they would lose the personal property. Generally, that is a needless concern. Why? Because there are Personal Property Exemptions.

Filing any form of Bankruptcy is a serious matter. It should not be taken lightly. There are times when good folks just get too far in debt to be able to handle it. The banking industry generates myths and lies to prevent or delay individuals from filing Bankruptcy. Why? Because they want to squeeze after last penny they can out ...

When you finance the purchase of a car you give the lender a lien on the car. Likewise, it you own your automobile free of liens and borrow money against it (like a Title Loan) the lender has a lien on your car.

This article is only about timing: not whether you can otherwise or should file a bankruptcy and, it is about individuals who have previously filed a bankruptcy: either Chapter 7 or Chapter 13. Also, the operative dates are the date of filing the prior case and not the date of discharge and, the following rules apply when you filed a ...

Creditors can only garnish your bank account after they obtain a judgment.

One of the most common questions we get is whether student loans are dischargeable. And we have to be the bearer of bad news — no, you cannot get rid of school loans in bankruptcy.

In Illinois, a home owner has 30 days after he or she has a notice of intent to foreclose notice by mail before a foreclosure suit can be filed.