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For individuals filing Chapter 7 or Chapter 13 they have to take a Means Test. What is it? You have to list all the gross income in the family and compare it to certain standards.

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You decided that filing Chapter 7 is in your best interest. To effectively file your case various information and documents are needed. The following is a brief outline:

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Private creditors (like credit card companies and medical bills) have a limited amount of time to collect debts. This article will itemize some of the most common types of debts.

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The IRS frequently files tax liens on all property the taxpayer owns in the county where he/she/they reside. Tax liens have a life of 10 years. They can be renewed after 10 years but usually are not.

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