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Robert J. Adams and Associates

Bankruptcy and Your Credit Score

Millions of Americans have benefited from the United States Bankruptcy laws. Chapter 7 discharges crushing debts. Chapter 13 reorganizes debts. It allows you to keep needed assets. For instance, your car and/or your home. Either of these Chapters gives you a financial “FRESH START.”
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Robert J. Adams and Associates

Small Business Bankruptcy and Reorganization

First of all, what is a small business? The SBA has a definition: companies with sales of up to $6 Million and construction companies up to $28.5 Million. To the average person, that is not a small business. Also, many SBA “small businesses” are subsidiaries of big Corporations. This article speaks to what the average person would consider a small business.
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Robert J. Adams and Associates

When is Filing Bankruptcy a Good Option?

In 2020 over 31,000 people filed for bankruptcy. Some filed Chapter 7 to get a discharge of debts and a "FRESH START." Others filed Chapter 13 to manage their debt load with one monthly payment. Have you decided or are you still mulling the possibility of filing Bankruptcy?
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Robert J. Adams and Associates

Stop IRS Wage Levies & Garnishments

Our bankruptcy attorneys are dedicated to providing reliable legal guidance to individuals and businesses facing difficult tax-related issues, including tax debts and IRS levies. Our team will fight hard to protect your rights, negotiate with the IRS, and help you pursue the best possible deal or payment arrangement with the IRS.
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Robert J. Adams and Associates

Can I Buy a Car After I File Chapter 7 Bankruptcy

CAN I BUY A CAR AFTER I FILE CHAPTER 7 BANKRUPTCY? CAN I GET AN AUTO LOAN AFTER I FILE CHAPTER 7 BANKRUPTCY? To the first question: Yes. You can buy a car even on the date you file Chapter 7. About the second question: Yes, you can get a car loan after filing Chapter 7. But, you have to be realistic. You have to show a lender that you can repay the loan back.
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Robert J. Adams and Associates

Will I Lose My House if I File for Bankruptcy?

When you’re in financial trouble, filing for bankruptcy can be one of the options to get help. A very common question that comes up about bankruptcy in Illinois, is “Will I lose my house?” It makes sense that you want to hold on to your house. At Robert J. Adams & Associates, we offer help to individuals and business owners in matters of bankruptcy.
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Robert J. Adams and Associates

Preparing for Bankruptcy

Have you decided to file for bankruptcy? Or, do you want to look into exploring your options? An experienced bankruptcy lawyer can help you understand how bankruptcy works.
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