You are doing the best you can, but there isn’t enough money to pay everyone you owe. So you’ve been letting certain bills slide or paying them late. Now the bill collectors are harassing you constantly, demanding money, threatening legal action or even saying that you will be arrested.
The Chicago law firm of Robert J. Adams & Associates can help you get out of debt and stop creditor harassment immediately. Our lawyers will aggressively enforce your rights under Illinois and federal law if creditors do not cease their efforts.
Make It Stop. Call Us Today: (312) 724-5650
You don’t have to put up with annoying and abusive creditors. We can file your bankruptcy petition right away to get relief as soon as possible.
Do You Dread Answering The Phone And Going To The Mailbox?
Creditors and collection agencies don’t want excuses. They want their money. They use every tactic within the law — and sometimes illegal tactics — to make you pay up. This relentless harassment takes a toll. It is depressing and stressful. You cringe when the phone rings. The pile of bills sit unopened. You wish it would just stop.
Filing for Chapter 7 or Chapter 13 bankruptcy triggers an automatic stay. This means that creditors and third-party debt collectors must halt all collection efforts from the date that your petition is filed:
- Phone calls or in-person visits
- Bills and demand letters
- Harassment of family members
- Wage garnishment
- Lawsuits and judgments
The Fair Debt Collection Practices Act regulates creditors and collection agencies. It can punish companies for violating consumers’ rights. Our attorneys will deal directly with your creditors and pursue FDCPA fines for any abusive behavior. No matter what a debt collector says, you cannot be arrested for unpaid debts. They cannot swear at you or threaten violence. They cannot call your home early in the morning or late at night.
Contact Us Today And Sleep Better Tonight
We serve clients throughout Cook County and Lake County, with offices in Chicago (West Loop) and Waukegan. Fill out our online form or call (312) 724-5650 for your free bankruptcy consultation.
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