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    Garnishment

    Rent is due at the end of the week, but you just got a letter that your employer is about to start garnishing your paycheck to pay for a credit card debt. You tried negotiating with their lawyers already, but now they are after 15% of your paycheck.  Once that hits your paycheck, you have to explain to your landlord why you can’t pay the rent for another 2 weeks, unless you file bankruptcy.

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    Save My Family House

    Suppose you fall behind on your mortgage payments. Maybe your furnace just died, and you have to choose between getting your heat working or paying the mortgage. Maybe you didn’t have enough money left after taking care of your -children’s school expenses. Now the mortgage company says they are going to foreclose on the house unless you come up with thousands of dollars in a few days.

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    Save My Car

    The loan company kept calling me and threatening to take the car unless I got caught up right away. I need my car for work, and I lived in fear of losing the car. Last year, work slowed down on my job, and I was laid off the job for a couple of months. I was short of cash and fell behind on the car payments. The loan company kept calling me and threatening to take the car unless I got caught up right away. I need my car for work, and I lived in fear of losing the car.

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    Should I File For Bankruptcy?

    If you’re getting calls from bill collectors, or your credit card company, or your worried that your gas is about to be shut off, you should consider bankruptcy. Thousands of people every year are forced to file bankruptcy due to illness, unexpected repair bills, or a reduction in income. If you can’t figure out how to pay everything that’s coming in, call us or click here to read more. 

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  • Read The Latest Plain English Blog Post:

    BANKRUPTCY AND IRS TAX LIENS

    You can often get the IRS off your back through Bankruptcy. Thousands have gone through one of the Bankruptcy chapters and regained their freedom from the IRS. FEDERAL TAX LIENS A federal tax lien is the government’s legal claim against […]

  • Client Reviews

    Robert J. Adams provided excellent direction in our case. He provided up to date information and provided all our options. He was available when needed and worked to get the best result possible for us. He was sympathetic during a […]

    - Jon, a Chapter 13 client
  • Contact Us

    Call Us 312.346.0100

    Robert J. Adams & Associates

    901 W. Jackson, Suite 202

    Chicago, IL 60607

    Fax: 312.346.6228

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