Many clients come to us from big law firms where they were treated like a number and not a person. Many have told us they were being rushed into filing a case without fully understanding what was happening.
At Robert J. Adams & Associates, we aren't here to sell you on bankruptcy. We are here to genuinely help you. We will sit down with you to discuss your specific debt situation and creditor problems and the options available to you. We will give you good information so you can make the right decision.
When you are deep in debt, we know it's hard to scrape together the money to file a Chapter 7 or Chapter 13. Since it is our mission to help people, our policy is to require a surprisingly low down payment to file your case. We provide no-money-down bankruptcy to qualified wage earners, so that you can can get immediate relief from creditors. If you have been employed for at least six months in a job that pays $25,000 a year, we can file your bankruptcy right away. You must pay the rest of the filing fee within 30 days. Find out more.
There are times when a bankruptcy must be filed as soon as possible. We can take action to protect your interests if you are facing creditor actions such as:
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